January 2005 Issue IN THIS ISSUE: What's New for 2005? Revised Appraisal Forms AAVM's are coming Kirchmeyer's Level of Service Employee Spotlight - Christine Emmick

February 2005 Issue IN THIS ISSUE: How accurate are refinance appraisals? Top 10 Most Expensive Single Family Home Sales in America - 2004 Bachelor Auction Help Wanted Employee Spotlight - Baltimore Appraisers!

March 2005 Issue IN THIS ISSUE: What is all the fuss about Fannie Mae? Employee Spotlight - QC Department

April 2005 Issue IN THIS ISSUE: Real Estate Fraud - A Growing Threat Not Your Typical Appraisal - Round House Employee Spotlight - Janice Stranc

May 2005 Issue IN THIS ISSUE: New Kirchmeyer Acquisition Manufactured Housing Terms Employee Spotlight - Christine Pitt

June 2005 Issue IN THIS ISSUE: KA Expands in Downstate NY New Rochester, NY Office Foreclosure Rates Soar Employee Spotlight - Vera Ungar

July 2005 Issue IN THIS ISSUE: Consumers are Using FICO Scores Realtors Join Mold Fight Employee Spotlight - Corporate Challenge

August 2005 Issue IN THIS ISSUE: New URAR Form Coming FHA Appraisal Forms Update Employee Spotlight - Maricela Hernandez

September 2005 Issue IN THIS ISSUE: The New 2055 Exterior Only Form Valuation 2005 Employee Spotlight - Annette Pagliei

October 2005 Issue IN THIS ISSUE: K&A Expands to Albany! Borrowers Caught in a Hurricane! Employee Spotlight - Bruce Piraino

November 2005 Issue IN THIS ISSUE: New Appraisal Forms have Arrived! List of all 11 new FNMA forms The Bomb

December 2005 Issue IN THIS ISSUE: Time of Transition The Loan Application Employee Spotlight - Halloween at K&A