November 2008 Issue IN THIS ISSUE: Welcome Back Calendar of Events

October 2008 Issue IN THIS ISSUE: REO and Declining Home Values Beer Can House Employee Spotlight - Esther Zylinski

September 2008 Issue IN THIS ISSUE: Accurate Appraisals Key to Securing Mortgage Loans Zaio Names Douglas Vincent CEO Zaio CEO Appoints James Kirchmeyer as President

August 2008 Issue IN THIS ISSUE: Zaio Named as One of the Top 50 Service Providers by Mortgage Technology Magazine Living Small - Saving Big AVMs 201 Now Available

July 2008 Issue IN THIS ISSUE: The Future of Real Estate Valuation AVMs 201 Now Available

June 2008 Issue IN THIS ISSUE: AVMs 201 Now Available Ugliest House In The World!

May 2008 Issue IN THIS ISSUE: Zaio Inc.’s New Technology Helps Lenders Overcome Mortgage Crisis Zaio hits MILESTONE with 20 million photos...

April 2008 Issue IN THIS ISSUE: Zaio Applauds Landmark Agreement Zaio, Inc. Launches Propertywise Qualified Appraisal Program

March 2008 Issue IN THIS ISSUE: Zaio Acquires Appraisal.com Assets

February 2008 Issue IN THIS ISSUE: Declining Markets Ask the Appraisers Torontos Smallest House

January 2008 Issue IN THIS ISSUE: Thank You for 2007! Z-Cafe